INCOME STRATEGY PLAN
Some of Our Company Partners Include
Make the Most of Your Money
Do you want to have fun in retirement? Planning can make the difference and it doesn’t have to be difficult. Working with The Financial Retirement Group where we understand your retirement goals can help you create a plan to make the most of your money - now and in retirement. Your Income Strategy Plan should provide guarantees – like a guaranteed stream of income – to help your plan succeed, flexibility to allow you options, and growth potential to meet your long-term needs.
Discover the Steps To Success
We’ll work with you to focus on your goals in retirement and how you will pay for them. We’ll address your concerns and expectations for retirement. Then we’ll identify things that could pose a threat to your retirement and manage them, to make you more educated, confident and in control of your financial future. And finally we’ll help you navigate the complexity of financially moving into retirement.
Understanding Your Value
Your current value predicates your future worth. We’ll work with you to understand the value your current assets, investments, and net worth. But ultimately, your Income Strategy Plan is about more than that. It’s about what you want to do with your money and why. We’ll identify your concerns, expectations and goals – it’s about you, how you feel, and what you want.
Defining Your Needs, Wants, and Goals
Your Income Strategy Plan is about the life you want to live today, and every year of your future. Want a new house? A new car? Do you desire to travel and see the world? Do you have a bucket list that you want to see through? These are the needs we’ll take into consideration when crafting your plan, and we’ll make sure you’re taking the right steps to ensure these goals posts are taken into consideration within your financial goals.
Asking the Hard Questions
Of course, there are trade-offs. For instance, more growth potential can mean settling for less guaranteed income. With more guarantees, you get less growth potential and less flexibility.
At The Financial Retirement Group, we’ll help address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits. Our confidence meter helps you ask those hard questions, and gauge how likely you are to reach your goals and whether you are on track instead of focusing on headlines.
...An Understanding That Leads To Confidence
Everyone’s situation is unique, so there’s no one income strategy that will work for all investors. You’ll need to determine the relative importance of growth potential, guarantees, or flexibility to help you pinpoint the strategy that is right for you in retirement. We’ll work to ensure your plan has the right balance of income-producing investments to balance your financial priorities and will refine your portfolio to help meet your lifestyle and income needs, so that you can meet the future with confidence, and enjoy a fulfilling retirement.
Planning for retirement, you want to give yourself every possible advantage – both while you’re accumulating your savings, and after you begin receiving income. While it’s natural to be concerned about saving enough for retirement, it’s important to have an income strategy because just saving for retirement isn’t enough. You want your money to grow – and you want to protect it so it’s there when you need it most.
Michael Malone,
FRG Vice President
We use tools that offer a good choice if you are looking for a balance between a level of protection and growth potential opportunities for income that can increase throughout your retirement. And we strive through our experience to anticipate and address those unexpected life situations before they occur. Overall, we take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.
Ben DiSalle,
FRG Vice President
Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience. No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up.
Bob Malone,
FRG Vice President