Focus on your goals in retirement and how you will pay for them.
Address your concerns and expectations for retirement.
Identify things that could pose a threat to your retirement and manage them.
Know steps to gaining a guaranteed source of income securing your financial future.
Working with us, a team committed to understanding your retirement goals, can help you create a plan to make the most of your money - now and in retirement.
At FRG, we design a customized, easy-to-use plan and immediately see the impact of your decisions. Financial planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals – it’s about how you feel and what you want.
Our customized Income Strategy Plan helps address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits.
The confidence meter helps you gauge how likely you are to reach your goals and whether you are on track instead of focusing on headlines.
Planning for retirement, you want to give yourself every possible advantage – both while you’re accumulating your savings, and after you begin receiving income. While it’s natural to be concerned about saving enough for retirement, it’s important to have an income strategy because just saving for retirement isn’t enough. You want your money to grow – and you want to protect it so it’s there when you need it most.
Michael Malone,FRG Vice President
We use tools that offer a good choice if you are looking for a balance between a level of protection and growth potential opportunities for income that can increase throughout your retirement. And we strive through our experience to anticipate and address those unexpected life situations before they occur. Overall, we take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.
Ben DiSalle,FRG Vice President
Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience. No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up.
Bob Malone,FRG Vice President
DISCLOSURE: Annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any. Such contracts have substantial variation in terms, costs of guarantees and features and my cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an index annuity for its features, costs, risks, and how the variables are calculated.